{"product_id":"teen-money-basics-a-guide-to-earning-saving-spending-practical-tools-to-help-teens-budget-save-and-build-money-confidence-teen-life-skills-level-up-series","title":"Teen Money Basics: A Guide to Earning, Saving, \u0026 Spending: Practical Tools to Help Teens Budget, Save, and Build Money Confidence (Teen Life Skills Level Up Series)","description":"Most teens graduate without ever learning how money actually works. This guide changes that.\nTeen Money Basics: A Guide to Earning, Saving \u0026amp; Spending gives teenagers the foundational financial literacy skills they need before stepping into the real world — whether they have a part-time job, an allowance, or are just starting to think about money for the first time.\nWritten in plain, teen-friendly language with fill-in trackers and real-world examples, this guide walks readers step by step through the money skills most adults wish they'd learned earlier.\nInside you'll find: Money mindset exercises and goal-setting prompts to build a healthy relationship with money A complete budget starter with income tracker, spending tracker, and savings tracker Banking 101: how to open an account, use a debit card wisely, and avoid overdraft fees Debit vs. credit explained clearly, including credit scores, credit utilization, and how to build credit responsibly as a teen How interest works — compound interest, APR, high-yield savings accounts, and student loan traps Taxes 101: W-4s, W-2s, net vs. gross pay, and how to file a simple return Warnings on modern money traps like Buy Now Pay Later (Afterpay, Klarna) and Earned Wage Access apps\nPerfect for: Teens starting their first job High school and college students learning personal finance Parents looking for a practical financial literacy gift Graduation gift bundles and life skills programs\nThis isn't theory — it's a hands-on workbook teens can actually use.\n\nPart of the Teen Life Skills Level Up Series helping teens build real-world confidence one skill at a time.\u003cbr\u003eASIN: B0FV3QW9Y6\u003cbr\u003eVSKU: BVV.B0FV3QW9Y6.VG\u003cbr\u003eCondition: Very Good\u003cbr\u003eAuthor\/Artist:Academy, Next Level\u003cbr\u003eBinding: Paperback\u003cbr\u003e\u003cb\u003eNote:\u003c\/b\u003e Any images shown are stock photographs and product may differ from what is shown.  \u003cbr\u003e\u003cb\u003eCondition Notes\u003c\/b\u003e: Book has little sign of wear or use  \u003cbr\u003e","brand":"Blue Vase Books","offers":[{"title":"Default Title","offer_id":44525110984765,"sku":"BVV.B0FV3QW9Y6.VG","price":7.89,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0589\/4225\/9261\/files\/B0FV3QW9Y6-0.jpg?v=1794522319","url":"https:\/\/www.bluevasebooks.com\/products\/teen-money-basics-a-guide-to-earning-saving-spending-practical-tools-to-help-teens-budget-save-and-build-money-confidence-teen-life-skills-level-up-series","provider":"Blue Vase Books","version":"1.0","type":"link"}