Teen Money Basics: A Guide to Earning, Saving, & Spending: Practical Tools to Help Teens Budget, Save, and Build Money Confidence (Teen Life Skills Level Up Series)

Most teens graduate without ever learning how money actually works. This guide changes that. Teen Money Basics: A Guide to Earning, Saving & Spending gives teenagers the foundational financial literacy skills they need before stepping into the real world — whether they have a part-time job, an allowance, or are just starting to think about money for the first time. Written in plain, teen-friendly language with fill-in trackers and real-world examples, this guide walks readers step by step through the money skills most adults wish they'd learned earlier. Inside you'll find: Money mindset exercises and goal-setting prompts to build a healthy relationship with money A complete budget starter with income tracker, spending tracker, and savings tracker Banking 101: how to open an account, use a debit card wisely, and avoid overdraft fees Debit vs. credit explained clearly, including credit scores, credit utilization, and how to build credit responsibly as a teen How interest works — compound interest, APR, high-yield savings accounts, and student loan traps Taxes 101: W-4s, W-2s, net vs. gross pay, and how to file a simple return Warnings on modern money traps like Buy Now Pay Later (Afterpay, Klarna) and Earned Wage Access apps Perfect for: Teens starting their first job High school and college students learning personal finance Parents looking for a practical financial literacy gift Graduation gift bundles and life skills programs This isn't theory — it's a hands-on workbook teens can actually use. Part of the Teen Life Skills Level Up Series helping teens build real-world confidence one skill at a time.
ASIN: B0FV3QW9Y6
VSKU: BVV.B0FV3QW9Y6.VG
Condition: Very Good
Author/Artist:Academy, Next Level
Binding: Paperback
Note: Any images shown are stock photographs and product may differ from what is shown.
Condition Notes: Book has little sign of wear or use