The World’s Best Pension Plan

When it comes to Social Security, one choice can change your entire retirement. For author and Certified Financial Planner Practitioner™ Dale Buckner, that realization began 40 years ago—when a trainer told him to encourage every client to claim benefits at 62 simply to generate higher commissions. That moment exposed the troubling truth: too many people receive advice that benefits advisors more than retirees. Determined to serve families—not profits—he became a fiduciary, obligated to tell the truth and protect clients’ best interests. Along his journey, he met Tom Clark, one of America’s most respected Social Security experts, who has delivered more than 6,000 presentations for the Social Security Administration and helped build the software retirees rely on to choose their claim date. Clark’s wisdom and humor have guided countless families—and helped shape the insights in this book. With people living longer than ever before, and many relying on Social Security as their primary or only source of retirement income, claiming decisions matter more than most realize. A Cost-of-Living Adjustment (COLA) keeps benefits rising with inflation. Protections for minimum wage earners, disabled Americans, spouses, and orphaned children are built into the system. Social Security is, quite simply, the world’s best pension plan. So why do so many people rush to claim early—and leave significant lifetime income behind? Are the misconceptions about insolvency true? Did Congress “steal the money”? This book gives clear, honest answers—cutting through fear, politics, and misinformation. Make the right decision for your family’s financial future. Don’t leave money on the table.
ASIN: 1506915450
VSKU: BVV.1506915450.G
Condition: Good
Author/Artist:Buckner, Dale
Binding: Paperback
Note: Any images shown are stock photographs and product may differ from what is shown.
Condition Notes: The item shows wear from consistent use, but it remains in good condition and works perfectly. All pages and cover are intact including the dust cover, if applicable . Spine may show signs of wear. Pages may include limited notes and highlighting. May NOT include discs, access code or other supplemental materials.